Termite treatment cost in Tennessee
No source we could find publishes termite treatment prices for Tennessee, so the figures on this page are national compiled estimates, each named and dated. What Tennessee does set is who may inspect and treat, and the form used when a home is sold: the wood destroying insect infestation inspection report (NPMA and HUD forms).
What termite treatment costs: national figures
These are national compiled estimates, shown exactly as each publisher states them. None of them is specific to Tennessee, and we do not adjust them for Tennessee: no source we could find publishes a state price index for termite work, so any adjustment would be our guess. A written quote after an inspection of your home is the only Tennessee price.
- One treatment project, normal range$263-$1,033HomeAdvisor
- Liquid soil treatment, whole home$500-$2,000+HomeGuide, top open-ended
- Liquid soil treatment, per linear foot$3-$20/lin ftHomeGuide
- Bait stations, whole home$1,000-$2,500HomeGuide
- Bait station monitoring$200-$400/yrHomeGuide
- Tent fumigation, average-sized home$2,000-$8,000HomeGuide, Bob Vila
- Real estate termite inspection$100-$325HomeGuide
- VA or FHA loan termite inspection$50-$200HomeGuide
- Termite contract renewal$150-$500/yrHomeGuide
All national compiled estimates, checked 13 October 2026. HomeGuide (updated 21 November 2025), HomeAdvisor (updated 19 June 2026), Bob Vila for tenting. What each one measures, and why they disagree, is in why published termite prices disagree; the calculator applies the same rates to your home size.
Tennessee termite species
We have not yet re-checked a Tennessee source on which termite species are established where, so this page does not say. Ask the inspector to name the species in writing: it decides the treatment, and a contract written for one species may exclude another.
- Formosan: Not re-checked for Tennessee; ask the inspector
- Drywood: Not re-checked for Tennessee; ask the inspector
- Main metro areas: Nashville, Memphis, Knoxville, Chattanooga, Clarksville, Murfreesboro
Tennessee regulation, inspection form and lenders
Pest control in Tennessee is licensed by the Tennessee Department of Agriculture, Pesticide Section (TDA). When a home is sold, the wood-destroying insect inspection is reported on the Wood destroying insect infestation inspection report, on the forms prescribed by the National Pest Management Association and HUD. Notwithstanding any law to the contrary, the report is a warranty for 90 days of the accuracy of what it represents, and the person it is issued to may recover repair costs proximately related to a breach. Anyone who knowingly issues a false report, or issues one without physically inspecting the site, is liable for treble damages.
Tennessee law sets what the report must contain: the property address, a graph or other diagram of the property's layout, any areas of damage or active infestation, the name of the licensed or certified employee who inspected, the operator's name, address and charter number, the inspection date and any recommended corrective action. Obstructions and inaccessible areas must be noted. The report states what was visible on the day of the inspection.
It is also a warranty. For 90 days the report warrants the accuracy of what it represents, and the person it was issued to may recover compensatory damages, including repair costs proximately related to the breach. An operator who knowingly issues a false report, or issues one without physically inspecting the site, is liable for three times the damages (Tenn. Code Ann. 62-21-202).
Lenders. VA lists Tennessee among the states where wood-destroying insect information is required for the whole state before it issues a Notice of Value. For an FHA loan on an existing home, HUD Handbook 4000.1 makes the lender confirm the property is free of wood-destroying insects and order a pest inspection when the appraiser sees evidence of infestation or a prior treatment. A new-construction FHA loan needs the builder's Subterranean Termite Protection Builder's Guarantee (form HUD-NPMA-99-A), because no Tennessee county is on HUD's Termite Treatment Exception Areas list. A conventional lender sets its own rule, so ask yours.
Ask for the operator's Tennessee charter number, which Tennessee law requires on every wood destroying insect inspection report, and confirm it with the Tennessee Department of Agriculture's Pesticide Section ((615) 837-5148) before you sign a contract or pay a deposit.
Sources, checked 8 November 2026: Tennessee Department of Agriculture, Pesticide Section; Tenn. Code Ann. 62-21-202, wood destroying insect infestation inspection report; VA, Local Requirements (wood-destroying insect information); HUD Handbook 4000.1 (last revised 12 Aug 2026); HUD, Termite Treatment Exception Areas.
Frequently asked questions
How much does termite treatment cost in Tennessee?
No source we could find publishes a Tennessee price. National compiled estimates: $263 to $1,033 for one treatment project (HomeAdvisor), $500 to $2,000 or more for whole-home liquid soil treatment and $1,000 to $2,500 for bait stations (HomeGuide). A written quote after an inspection of your home is the only Tennessee price.
How long is a Tennessee termite inspection report good for?
Tennessee law makes the wood destroying insect infestation inspection report a warranty for 90 days of the accuracy of what it represents (Tenn. Code Ann. 62-21-202). The report describes visible insects and visible damage on the day of the inspection, and must note obstructions and areas the inspector could not reach. A lender may set its own rule on how recent the report must be.
What form is used for a termite inspection in Tennessee?
Tennessee law requires the wood destroying insect infestation inspection report to be submitted on forms prescribed by the National Pest Management Association and the Department of Housing and Urban Development. Only a chartered pest control operator may issue it, and it must carry the operator's charter number and the name of the employee who inspected.
What if a Tennessee termite report missed termites or damage?
Within the 90-day warranty, the person the report was issued to may recover compensatory damages from the warrantor, including repair costs proximately related to the breach. A report issued knowingly false, or without a physical inspection, carries treble damages (Tenn. Code Ann. 62-21-202). A real estate attorney can advise on a particular case.
Who regulates pest control in Tennessee?
The Pesticide Section of the Tennessee Department of Agriculture works with structural pest control operators, licenses commercial applicators and registers pesticides. Its general line is (615) 837-5148. Ask for the operator's charter number before signing a termite contract.
Does homeowners insurance pay for termite damage in Tennessee?
Usually not. The standard ISO homeowners form (HO 00 03) excludes loss caused by insects, with two narrow exceptions: an abrupt collapse from hidden insect damage you did not know about, and an ensuing covered loss such as a fire. Your own policy's words are what count.